Publications

From E-Commerce to E-Money – The Next Step in the development of Malta’s Financial Services Industry

Authors: Conrad Portanier, Leonard Bonello
Published on April 22, 2013
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Practices: Banking Regulatory
As the internet world breaks down geographical borders and helps overcome previous physical limitations, the world is witnessing a vibrant move towards e-business having the entire world population as a potential client. This adventure into the virtual world has hardly begun and the latest trends are seeing a burgeoning increase in entities wishing to set up payment and electronic money institutions, with traditional businesses rushing to join the e-business bandwagon and e-business models displacing older business models.

Four months left to AIFMD: it is time to get off the fence

Authors: David Borg-Carbott
Published on April 17, 2013
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Practices: Asset Management, Investment Funds, Investment Services Regulation
With just four months until the European Union’s (EU) controversial Alternative Investment Fund Managers Directive (AIFMD) comes into effect, Dr David Borg-Carbott from GANADO Advocates explains that it is decision time for non-EU fund managers and sums up the options available.

This article was published in the Euromoney Global Investment Funds Review 2013.

From Pillar to Post

Authors: Beppe Sammut
Published on April 8, 2013
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Practices: Insurance & Reinsurance Corporate
The imminent (or not so imminent) implementation of the Solvency II regime will mark a radical overhaul to the regulatory landscape for insurance and reinsurance undertakings, with the establishment of the “three pillar” system, which adopts a risk based approach and which seeks to ensure that re/insurance undertakings are adequately capitalised and that risks are sufficiently measured.

Time to act on pensions

Authors: Matthew Bianchi
Published on April 2, 2013
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Practices: Insurance & Reinsurance Corporate
We’ve all heard that the pension system is a ticking time bomb. All of us under the age of 45 have resigned ourselves to the fact that, unless we think ahead, plan for our own retirement and put money aside now, we will be working far beyond our statutory pensionable age to support ourselves and our families.